7월 은행 가계대출 5조4000억 원 늘어…증가폭은 전달보다 줄어

Translation

According to the 'Financial Market Trends for July 2026' released by the Bank of Korea on 14 August, banks' household lending, including policy mortgage loans, stood at 1,194.8 trillion won in July, up 5.4 trillion won from the previous month. The increase kept the expansion going for a fourth consecutive month, but was more than 2 trillion won smaller than June's 7.6 trillion won rise. Mortgage lending grew 3.4 trillion won from the previous month to 948.4 trillion won — a slower rise than in June, when it had grown 4.3 trillion won after widening every month since April. Jeonse deposit loans fell by 800 billion won, extending their decline to a tenth consecutive month. Other lending, such as unsecured credit loans, was estimated at 245.4 trillion won, up 2 trillion won from the previous month. Individual investors' net stock purchases, which had reached 42.6 trillion won in May and 52 trillion won in June during the market rally, dropped to 3.4 trillion won in July — a backdrop the Bank of Korea cited in the slower growth of other lending.